So YNAB takes care of all budgeting and tracking mechanics - great! As I started using YNAB, I can now track all my spending, as well as all my passive accounts, very well. However, the next question is: How much should I actually be spending in various categories, given my income? So as I see it, an important factor for improvement of financial habits is to actually determine and stick as closely as possible to a reasonable, healthy budget breakdown. What % of income should go towards housing? Transportation? Saving?
I didn't find the right solution from the Internet.